Many Magento payment gateway service provider accepts payment through debit card and credit card. Still, most people do not have a debit card or any PayPal account to make a transaction. Also, many of them do not know to operate a PayPal account. Only a significant amount of people use their debit cards to make transactions online.
Magento 2 payment module service certainly supports almost all banks and their debit card to make their payment online. Payment made using the Magento 2 payment gateway is reliable and secure. However, Magento 2 payment gateway makes it easy to generate transaction reports and handle refund processes.